Building a credit history is not a one-night process. It often takes a lot of time and patience. Population with excellent credit have proven themselves to be risk worthy for creditors. Nobody starts with excellent credit rating. That means that most Population don't get the best credit cards with the best rates as their first credit card. The goal at first should be to build a great credit history and not necessarily receive the best Apr in the market.
Chase +1 Student Mastercard is specifically designed for Population with small or no credit history. If you are a college student with no credit history, you will need a card that will allow you to build your credit fast. Chase +1 allows you to do that by providing a compassionate credit line and no each year fee. Chase +1 Mastercard comes with an preliminary rate of 0% for 3 month on purchases. But after the preliminary period, the rate increases to 14.99% and could go as high as 19.99%. So the card is not designed to park large balances. Chase +1 card is a great credit-building tool if you pay your balances in full.
Chase +1 pupil MasterCard reputation Card reveal
Chase +1 is unique in providing tips and tools to help cardholders master the art of construction a great credit history. You earn Karma for paying on time and taking quizzes and you can apply your Karma point towards gifts or a great cause. Unlike many other no-credit credit cards, Chase +1 comes with acceptable features such as list management, Chase mobile, and no each year fee. In addition, you can change your high interest rate balances to this card. However, Chase +1 does come with relatively high change rates, which means you shouldn't use this card as a equilibrium change card.
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